Fearless Farm Finances

Fearless Farm Finances is a one-of-a-kind resource packed with instructions, tips and tools for setting up and managing a farm’s financial system. A “must-have” for every farmer, the book addresses one of the biggest stumbling blocks to farm success — managing finances. A MOSES project, this book was funded by the USDA Beginning Farmer and Rancher Development Program.

Fearless Farm Finances:
Farm Financial Management Demystified

This book will help you understand how to manage the financial aspects of your farm. It includes instructions, tips and tools–plus real-life examples from successful farmers and sample data from fictitious farmer “Otto B. Organic.”

To purchase the book (choose one):

a. Online MOSES Bookstore
b. Order Form: Print and mail to MOSES with your payment.
c. Bulk Order Form: Order 7 or more for volume discount.

Fast Facts

264 pages
ISBN: 978-0-615-58219-1
$19.95 retail price
Complete Index, Glossary & Additional Resources

Learn:

  • Why detailed numbers are crucial to farming success
  • Techniques for data collection
  •  How to set up and use a computer bookkeeping program
  • How to use standardized ratios to compare farm performance
  •  Ways to improve farm profits
  • How to assess large financial investments
  • How to work with a lender
  • To use numbers to make product mix, market, and pricing decisions

About the Authors

Jody Padgham, the project manager and editor, is the financial manager of the Midwest Organic and Sustainable Education Service, (MOSES). She has a 60-acre grass-based sheep and organic poultry farm in north central Wisconsin.

Paul Dietmann is an assistant vice president at Badgerland Financial. He recently retired as director of the Wisconsin Farm Center at the Wisconsin Department of Agriculture, Trade and Consumer Protection, and a University of Wisconsin-Extension Agricultural Agent.

Dr. Craig Chase is a farm management specialist at Iowa State University where he coordinates a statewide program to boost production, processing, distribution, marketing and consumption of Iowa-grown food.

Chris Blanchard owns and operates Rock Spring Farm near Decorah, Iowa. With over 15 acres of certified organic vegetables and herbs, his farm is considered a model for business, production, and marketing. Chris also runs Flying Rutabaga Works, an agriculture consulting and education business.

See inside Fearless Farm Finances:

Book Excerpt

Book Excerpt

Table of Contents

Table of Contents

 

What readers are saying about Fearless Farm Finances:

“What a fantastic, user-friendly tool for farm businesses! With interesting and practical examples and easy-to-use worksheets, this book is a must-have for new and not-so-new farmers.”
Jan Joannides, Executive Director, Renewing the Countryside

“I’ve been searching for a good way to learn more about this aspect of farming. This book is so clear, straightforward and easy to understand–like turning a light on! It all sounds so simple, like it never needed to be so hard!”
Kim Cassano, The Rustic Table Meat CSA, Catawba, Wis.

“It is an excellent book/resource and one that I frequently reference. The section on QuickBooks is quite valuable.”
Jenny Vanderlin, Assistant Director, Center for Dairy Profitability, UW-Madison/Extension

Organizations using Fearless Farm Finances in training programs:

Carolina Farm Credit, Statesville, N.C.
Colonial Farm Credit, Mechanicsville, Va.
Dakota Rural Action, Brookings, S.D.
Farmer Veteran Coalition, Davis, Calif.
Illinois Green Economy Network (IGEN) Community Colleges (17 institutions)
Iowa State University Extension, Ames, Iowa
Iowa Valley Resource Conservation and Development, Amana, Iowa
Michigan State University Organic Farmer Training Program, Holt, Mich.
Michael Fields Agricultural Institute, East Troy, Wis.
National Center for Appropriate Technology (NCAT), Fayetteville, Ark.
Northeast Wisconsin Technical College, Green Bay, Wis.
Practical Farmers of Iowa, Ames, Iowa
Stateline Farm Beginnings at Angelic Organics, Ill.
University of Arkansas Center of Excellence for Poultry Science, Fayetteville, Ark.
University of Nebraska Extension, Auburn, Neb.
University of Wisconsin-Madison Center for Dairy Profitability, Madison, Wis.
University of Wisconsin-Madison School for Beginning Livestock and Dairy Farmers
Wis. Department of Agriculture, Trade and Consumer Protection, Madison, Wis.
Wisconsin Technical College System, statewide Wisconsin